How it Works:

Buying with Shop Pay is easy. The process only takes a few minutes and checking your eligibility will not impact your credit.

  • Add furniture to your cart

    Shop for the items you wish to purchase and add them to your cart.

  • Checkout with Shop Pay

    Select Shop Pay at checkout, then complete the brief application for a real-time decision.

  • Choose option to pay in installments

    Choose the installment plan you prefer.
    Pay over time. No hidden or late fees.

71" Remington Chesterfield Loveseat

$1,995 Pay now
OR
$96.73/mo* with
Shop Chesterfields

71" Remington Chesterfield Loveseat

$1,995 Pay now
OR
$96.73/mo* with

*Rates from 0-36% APR. For example, a $1,995 purchase might cost $96.73/mo over 24 months at 15% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

FAQ

Are there any additional costs?

No, there are no hidden fees or late fees when using Shop Pay. Depending on the installments option you choose for your order, interest rates from 0-36% APR might apply (where available and subject to country, state, or provincial regulatory limitations). Aside from interest rates, there are no additional charges or late fees.

Does using Shop Pay Installments impact my credit score?

Creating a Shop Pay Installments account doesn’t impact your credit score. If you choose to pay for your order using Shop Pay Installments, then the following things might impact your credit score or rating:

  • Making a purchase.

  • Their payment history with Affirm.

  • How much credit has been used, and how long they’ve had credit.

Which payment methods are accepted?

Shop Pay Installments is available for purchases made using a credit (United States and Canada) and debit card (United States, Canada, United Kingdom) Capital One and Chase credit cards aren't accepted. If you choose a monthly payment option, you can only pay with a debit card.

Is there a penalty for paying off my purchase early?

There are no penalties for making an early installment payment. For interest-bearing loans, you can save on interest fees when you pay off the remaining balance early. However, while there are no late fees, late payments might affect your eligibility to pay for orders with Shop Pay Installments in the future.

You can learn more about Shop Pay by visiting help.shop.app/en/shop

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